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Rep. Bera backs 25 bills targeting housing shortage

The bills aim to reduce regulatory delays, expand financing options, and improve access to housing support.

Rep. Ami Bera / Wikimedia commons

Rep. Ami Bera announced his support for 25 housing-related bills introduced in Congress, which are aimed at increasing supply and lowering costs as the United States faces a shortage of more than 4 million homes.

The legislations, grouped into five core areas, target multiple pressure points in the housing system, such as slow housing construction, homeownership, land and local resources availability, access to financing, and protecting residents.

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The legislations also address tenant protections, with a focus on improving affordability nationwide and in California’s Sacramento County.

“At a time when too many families are being priced out of the housing market, Congress should be focused on advancing real solutions to build more homes and bring costs down,” Bera said, emphasizing the need for coordinated action rather than a single policy fix.

He said the approach focuses on “cutting red tape, modernizing outdated rules, expanding access to financing, and championing innovative ways to build more housing faster,” outlining a multi-pronged strategy to address structural gaps in supply.

Measures to ease construction barriers include streamlining federal approvals, improving coordination across agencies, and introducing pre-approved housing designs through legislation such as the Housing Supply Frameworks Act (H.R. 2840), Strengthening Housing Supply Act of 2025 (H.R. 5077), Housing Our Communities Act (H.R. 6768), and BUILD Housing Act (H.R. 4810).

Other proposals aim to expand homeownership by improving access to smaller mortgages, updating manufactured housing regulations, and increasing awareness of VA loan programs. Additional provisions focus on unlocking land through inventories of publicly owned properties and giving state and local governments more flexibility in deploying federal housing resources.

The package also includes measures to strengthen financing channels for community banks, credit unions, and local lenders, including the American Access to Banking Act (H.R. 4544) and Community Investment and Prosperity Act (H.R. 5913), alongside provisions to improve oversight of federal housing programs and expand eviction support tools.

Bera said housing affordability remains a central economic issue. “Housing affordability is one of the biggest economic challenges facing families in Sacramento County and across the country,” he said, adding that progress will require steps that “can actually move the needle.”

He said the focus is on making it “easier to build, easier to finance, and easier for families to find an affordable place to live,” pointing to the combined impact of the proposed measures.

The bills aim to reduce regulatory delays, expand financing options, and improve access to housing support, addressing both immediate constraints and long-term structural challenges in housing supply.

Discover more at New India Abroad.

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