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First Time Home Buyers in Ontario You may be able to buy a home with as little as 5% down — even if your credit is not perfect.
Many buyers think they need:
20% down
Perfect credit
Bank approval
But that’s not always true.
At 8Twelve Mortgage, we help clients get approved through multiple lenders and flexible programs.
First-Time Buyer Programs
Low Down Payment Options
Self-Employed Mortgages
Bad / Low Credit Solutions
Mortgage Pre-Approvals
First time Home Buyers / Commercial / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / 1st, or 2nd Mortgage / Home equity loans /
Business loans / *** Truck and equipment financing etc ****
SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2
Call or Text: 647-453-7969
Email: [sunil.vazhavilla@8twelve.mortgage](mailto:sunil.vazhavilla@8twelve.mortgage)
Website : [https://sunil-vazhavilla.8twelvemortgage.ca/](https://sunil-vazhavilla.8twelvemortgage.ca/)
Mortgage Agent Lic. # M12000954
8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated
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